How to buy a home in 7 steps Check your budgetBefore you do anything else, work out if you can afford a house in the first place. In Malaysia, the standard costs are:- Earnest deposit 2% of the SPA price- Down payment: 10% of the SPA price (or balance 7%)- Legal Fees: approximately 0.4% depending on SPA price- Valuation fee (if required): around 0.3% of the property value- Bank processing fee:...
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