Buyer Guides

      Questions You Need To Ask Before Purchasing A Property   Embarking on the journey of purchasing a property is both thrilling and daunting. It's a decision that requires more than just falling in love with a place. To ensure you make a wise and informed choice, there are several crucial questions you need to ask. From uncovering the true condition of the property to understanding...

  Should You Buy Existing Property or New Project Developments? Finding the right home to purchase today is one of the biggest challenges for potential buyers. With many homes on the market and construction of newly built projects ramping up, you may be wondering if you should consider new development projects in your search process. Deciding between buying an existing property or investing in...

Review the purchase agreement1.     Before closing, you will need to review the purchase agreement to ensure that all the terms and conditions are acceptable to you. This document outlines the terms of the sale, including the purchase price, closing date, and any contingencies that must be met before the sale can be completed.Obtain a mortgageUnless you are paying cash for the home, you will need to...

Do your researchBefore you start searching for an agent, it's important to have a clear idea of what you're looking for in a property and what your budget is. This will help you narrow down your search and find an agent who is familiar with the type of properties you're interested in and who has experience working with clients within your price range.Look for an agent with local expertiseAn agent who is...

Check your credit scoreBefore you start the pre-approval process, it's important to check your credit score. Your credit score is a key factor that lenders consider when determining whether to approve your mortgage application, so it's important to make sure it's as high as possible. If your credit score is low, you may want to take steps to improve it before applying for a mortgage.Gather your financial...

Saving for a home down payment Saving for a home down payment might seem daunting, but it's a journey well worth embarking on. The key is to start with a clear goal: determine how much you need based on your desired home's price and the typical down payment percentages (usually 5% to 20%). Next, craft a savings plan that fits your financial situation. This could mean setting up a dedicated...

    In Malaysia, the dream of homeownership is now more attainable thanks to innovative solutions like the Rent-To-Own (RTO) scheme. This unique approach offers a practical alternative for those who find immediate property purchase challenging. Here’s a breakdown of what the RTO scheme in Malaysia entails and how it benefits prospective homeowners.   Download Now: Property Buyers...

Budgeting for home closing costs   Buying a home is a significant financial milestone, and one that requires a lot of planning and preparation. One of the most important parts of this process is budgeting for closing costs. These are the fees and expenses associated with purchasing a property that must be paid in addition to the purchase price of the home. Closing costs can be significant and can...

Determine your budget and get pre-approved for a mortgage1.     One of the most important things to consider when preparing for homeownership is your budget. It's important to have a clear understanding of what you can afford when it comes to a mortgage payment. This will help you narrow down your search for a home and avoid disappointment later on. Additionally, getting pre-approved for a mortgage can...

Do your research:1.     Before you begin negotiations, it's important to have a good understanding of the local housing market and the factors that may affect the price of the home you are interested in. Look at comparable homes in the area to get an idea of what similar properties are selling for. This will give you a baseline for your negotiations and help you make a more informed offer.Determine...